As well as matching prestige and performance vehicles to your needs we can also find car finance packages perfect for you. Whether for large PLCs, private individuals, small business owners, or employees escaping the company car handcuffs, we can find the optimum finance deal to fund your Optimum Vehicle from our West Yorkshire car dealership.
Our vehicle finance specialists will discuss the best options available for you, whether hire purchase, PCP, finance lease or contract hire.
We operate an unbiased system of sourcing quotes from several carefully chosen car finance providers, all industry leaders, to ensure competitive results at all times for all of our customers.
A Dedicated Team
We have been helping clients buy prestige and performance vehicles for over 10 years. Each customer is allocated a dedicated team member to help throughout the process of purchasing your new vehicle to enable a smooth experience from start to finish.
Arranging motor finance direct with Optimum Vehicles is easy, affordable and convenient.
Hire Purchase, Conditional Sale, Finance Lease or PCP finance agreements are popular methods of funding vehicles and are typically short-term loans ranging from 12 - 60 months. This gives you the freedom to change your vehicle when it suits your circumstances.
Applying For Finance
How it works… once you've chosen your new vehicle, we will take a few details to send to our network of underwriting providers representing the UK's leading finance houses. We usually get a quotation and acceptance back within minutes. Once you've chosen the best option we'll prepare all the paperwork on your behalf and see the process through to completion.
So when you're thinking about buying your next vehicle, Optimum Vehicles Car Finance is the optimum solution.
Six Reasons To Consider Finance
1. Your loan is set at a fixed rate of interest so you know exactly how much you'll pay each month.
2. Applying for vehicle finance is quick and easy and won't involve lengthy meetings with your bank manager.
3. Finance decisions are made in minutes while you wait, meaning Optimum Vehicles is your sole point of contact.
4. Flexible loan terms allow you to select an affordable monthly repayment plan that suits your budget.
5. Keep your savings in the bank or your credit lines open, should you need to borrow in the future.
6. Our vehicle loans offer you a secure and reliable method of funding from a selection of reputable and responsible lenders.
Hire Purchase (HP) If you choose to pay for your car with a Hire Purchase agreement, you will usually pay an initial deposit and will pay off the entire value of the vehicle in monthly instalments. Once all the payments are made, the Hire Purchase agreement ends and you own the car.
A lease is essentially a long-term rental agreement, offering sole use of a car for a set period at a fixed monthly price. Leasing a car lets you avoid any unexpected costs by offering a fixed monthly payment for the term of the lease.
PCP is another form of car finance and similar to Hire Purchase, however instead of paying off the entire value of the car in monthly instalments, you are basically paying off the depreciation. At the end of your PCP agreement, there is still a final value (often known as a balloon) outstanding. You can then either repay this amount and keep the car or change it.