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At Optimum Vehicles, we're dedicated to helping our customers find the best used cars for sale in West Yorkshire. We also want to make sure that our prestige and performance vehicles are affordable, which is why we work hard to provide the best car financing packages for your needs.
Our easy flexible finance options mean that you won't have to compromise. Our friendly, experienced team will take you through the options available, and help you select the best finance solution for your circumstances.
With hire purchase, you will normally pay a one-off deposit followed by fixed monthly instalments to meet the full cost of the vehicle. Once the final payment is made, and all applicable fees have been paid, you will own the car.
Personal contract purchase
PCP is similar to HP in that you have a deposit following by fixed rate monthly repayments. However, with PCP you are only paying off the deprecation of the car's value, not the total amount, so your monthly payments will be lower. At the end of your repayments, you can either hand the car back or buy it outright with a 'balloon' payment.
For a fixed monthly price, you will essentially hire the vehicle for your own exclusive use. The hire payments will be calculated to cover the car's depreciation. At the end of the contract, you simply hand the car back.
How to apply
Once you've chosen your new vehicle, our team can normally get a quotation and acceptance completed within a matter of minutes. You can discuss and choose the best option for you, and we'll prepare all the paperwork to make the process as easy as possible. When you buy from Optimum Vehicles, we want you to be confident that you're getting the optimum deals on car financing in West Yorkshire.